Willowharbor Credit, a small-business funding broker in Bloomington, Illinois, sets out its role here: it is a broker, not a lender; lending partners decide on credit and set rates and terms; a merchant cash advance is not a loan; and information you give is shared with partners to review your request.
Willowharbor Credit is a broker, not a lender
Willowharbor Credit connects you with lending partners; partners make credit decisions and set rates and terms. Willowharbor Credit does not lend money, make credit decisions or sign financing agreements with your business.
No promise of approval
Contacting us by form or phone does not mean a partner will approve your business, fund any amount or offer any rate or term. Nothing on this site is an offer of credit.
Who sets price and terms
What funding costs, and every condition attached, is set by the lender or funder, not by Willowharbor Credit. Read every agreement in full before signing, and ask the partner about anything unclear.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. It is priced, collected and enforced differently from a loan, as the merchant cash advance page explains.
Where your information goes
Details you give by form or phone are used to work on your request and are shared with lending partners for that purpose. The full account of how it is handled is in Willowharbor's privacy policy.
Calls, texts and consent
Whoever may call or text you about the request, Willowharbor or a lending partner, is set by the consent language on the form. A STOP reply to any Willowharbor text ends them. The SMS terms explain more.
Questions or complaints
Call (309) 225-6781, or write to Willowharbor Credit, 113 E Monroe St, Bloomington, IL 61701.
By Willowharbor Credit · Updated